Questions & answers
43 straight answers about pawn loans, selling, gold, firearms, FFL transfers and visiting.
Pawn loans
Fast cash, no credit check
How does a pawn loan work?
Bring in something of value and a valid government-issued photo ID. We look it over, make you a loan offer, and if you accept you walk out with cash the same visit. We hold the item safely until you repay the loan plus the finance charge, then it’s yours again.
What can I pawn?
Firearms, gold, silver, jewelry, watches, tools, electronics, game consoles, musical instruments, sporting goods and more. If it holds its value and works, there’s a good chance we can loan on it. Not sure? Call either store and describe it.
How much can I get?
It depends on the item’s condition, what it sells for today and how in demand it is. Bring it in and we’ll make you an offer on the spot. There’s no cost and no obligation to look.
How long do I have to pay it back?
Texas pawn loans run at least one month, followed by a 30-day grace period. Your pawn ticket shows your exact due date, and we’re happy to go over it with you at the counter.
Can I extend my loan?
Yes. Paying the finance charge renews your loan for another term, so your item stays safe while you get back on your feet. You can do it in the store or in the Mobile Pawn app.
What happens if I can’t repay?
Nothing goes on your credit and no one comes after you. If the loan isn’t repaid or renewed by the end of the grace period, the item becomes the store’s property and that’s the end of it. If you’re running behind, talk to us first. We’d much rather help you keep it.
Will a pawn loan affect my credit?
No. There’s no credit check, and the item itself secures the loan.
I lost my pawn ticket. What now?
Come to the store that wrote the loan with your photo ID. We can look the loan up and help you from there.
Can I pawn a firearm?
Yes. Bring the firearm unloaded and in a case, along with your ID. Federal law requires a background check when you pick a pawned firearm back up, and we run it at the counter.
Selling & trading
Cash today, or trade toward something new
What do you buy?
Firearms, gold, silver, coins, jewelry, watches, electronics, tools, musical instruments, sporting goods and more. Bring it in, or call and describe it first.
What should I bring?
The item and a valid government-issued photo ID. Chargers, cases, boxes and paperwork help, especially for electronics, watches and firearms.
Do I need an appointment?
No. Walk in any time we’re open. For a large collection, call ahead so we can set aside time to do it right.
How do you decide what to offer?
We look at condition, completeness and what the item sells for today. We explain the offer, and you’re never pressured to take it.
Can I trade instead of selling?
Yes. Trade toward anything in either store. Ask about a trade when you bring your item in.
Should I sell or pawn?
Pawn if you want the item back. Sell if you’re done with it. We’ll show you both numbers so you can choose.
Gold & silver
Old, broken or forgotten, it still has value
Do you buy broken or scrap jewelry?
Yes. Broken chains, single earrings, class rings, dental gold, sterling flatware and old coins are all worth bringing in. We pay for the metal, so it doesn’t need to be wearable.
How do you price gold and silver?
By purity and weight, based on that day’s spot prices. Use the calculator on our We Buy Gold page for an estimated range before you come in.
Do you test it in front of me?
Yes. We test and weigh everything right at the counter, so you see exactly what you have and how we got to the offer.
What if I don’t know the karat?
That’s fine. Most gold is stamped (10K, 14K, 18K), and we’ll test anything that isn’t.
Do you sell bullion and coins?
Yes. Ask either store about gold and silver bullion and coins in stock.
Firearms
One of the largest selections in the Texas Panhandle
What do I need to buy a gun?
A valid government-issued photo ID with your current address. Every sale includes the required federal background check, which we run at the counter. If you have a Texas License to Carry, bring it too. It usually makes the background check faster.
Do I need my License to Carry to buy a gun?
No. You don’t need a License to Carry to buy a firearm. If you have one, bring it along with your ID. It usually speeds up the background check, and it lowers an FFL transfer to $20.
How old do I have to be?
Federal law requires you to be 21 to buy a handgun from a dealer and 18 to buy a rifle or shotgun.
Can I buy if I live out of state?
You can buy a rifle or shotgun in person, as long as the sale is legal in both Texas and your home state. That means your state’s rules apply too, so some guns and magazines can’t go to certain states. Handguns have to be shipped to a dealer in your home state, and you pick it up there. Active-duty military stationed in Texas count as Texas residents.
Do you sell suppressors and other NFA items?
Yes. We help you through the ATF paperwork from start to finish. See our Suppressors page for how it works.
Can you order a gun you don’t have?
Often, yes. Tell us what you’re looking for and we’ll check with our distributors.
Do you buy and trade firearms?
Yes. Bring the firearm unloaded and cased, with your ID, and we’ll make you an offer or put it toward a trade.
Do you carry law enforcement gear?
Yes. See our Law Enforcement page, or ask either store about duty gear and LE options.
FFL transfers
Bought online? Ship it to us
How much is an FFL transfer?
$30 per firearm, or $20 if you hold a Texas License to Carry.
How do I ship a gun to you?
Choose the store you want to pick up from and ask the seller to ship it there. Many sellers need a copy of our FFL, so send them to our FFL Transfers page or have them email the store.
What do I bring to pick it up?
A valid government-issued photo ID. We’ll run the background check at the counter, and the transfer fee is due at pickup.
Will you tell me when it arrives?
Yes. We log your firearm in when it arrives and contact you so you can come pick it up.
I’m a dealer. How do I get your FFL?
Our FFL Transfers page has a Dealers tab with each store’s license details.
Buying & layaway
What to know before you buy
Do you offer layaway?
Yes. Put an item on layaway with 20% down, then pay off the balance within 90 days. Make payments in the store or in the Mobile Pawn app. Layaway deposits and payments are non-refundable.
Can I pay my loan or layaway from my phone?
Yes. The Mobile Pawn app lets you check balances, make payments on pawn loans and layaways, and extend your loan.
Do you take returns?
All sales are final. Items are sold as-is and as-described, so please look things over and ask questions before you buy. See our Refund Policy for details.
Do you ship?
We ship eligible items within the United States only. Firearms ship only to a licensed FFL dealer, and some items are in-store pickup only. Orders are typically processed in 1 to 3 business days. See our Shipping Policy for details.
Can I shop online?
Online sales are coming soon. Until then, call either store to ask about an item, or stop in and see the cases for yourself.
Visiting us
Two stores in Amarillo
What are your hours?
Both stores are open Monday to Friday 9 to 6 and Saturday 10 to 3. We’re closed Sunday.
Where are you?
Hillside is at 5901 Bell St. C-1, and Paramount is at 2600 Paramount Blvd C-1, both in Amarillo.
Which store should I visit?
Either one. Both stores buy, sell, pawn and trade. Inventory differs, so call ahead if you’re after something specific.
Can I hold an item over the phone?
Call the store that has it and ask. Layaway is the surest way to hold something.
Are you hiring?
We’re always glad to meet good people. See our Join Our Team page to apply.
Ask a real person
Mon–Fri 9–6 · Sat 10–3 · Sun closed